Consumer Loans

All rates subject to change without notice.
All rates quoted as Annual Percentage Rates (APR).
New and Used Vehicle Loans
Includes Cars, Trucks, Travel Trailers, Snowmobiles, Motorcycles, Motor Homes, Campers and Watercrafts**
 
TERM
RATE
New Vehicles
*
As low as 2.95% APR**
Used Vehicles (2012 - 2009)
*
As low as 2.95% APR**
Used Vehicles (2008 - 2005)
*
As low as 2.95% APR**
Used Vehicles ( 2004 & Older)
*
As low as 2.95% APR**
**Add 1% to above rates for: motorcycles, snowmobiles, watercrafts, trailers, travel trailers, campers, motor homes.
 
Consumer Loans
 
TERM
RATE
Unsecured Loans
*
As low as 9.40% APR
Computer
*
As low as 9.40% APR
Line of Credit
*
As low as 9.40% APR
* Term of Loan: Vehicle and Consumer (excluding Lines of Credit)
Amount Financed
Length of Term
$100 – 1,499
Up to 24 months
$1,500 – 3,999
Up to 36 months
$4,000 – 9,999
Up to 48 months
$10,000 – & Up
Up to 60 months
   
Fixed Rate Home Equity and FHA Title 1 Loans
TERM (*) and RATE (As low as 3.33% APR)
Amount Financed
Length of Term
$2,000 – 4,999
36 months
$5,000 – 9,999
48 months
$10,000 – & up
60 months
   
 
TERM
RATE
Share Secured Loans
0 – 48 months
4.25% APR
CD Secured Loans
Same as CD
3% above CD rate
 

Citizens Community Credit Union uses a merit-based system for determining rates. The better your credit history, the lower the rate you will receive. The rates are the best we have to offer. Individual rates may vary depending on credit score.


Unless otherwise noted, rates are merit-based. Terms and annual percentage rates are subject to change without notice.


Citizens Community Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law.

 

 


Privacy Disclosure || Disclosure || Children’s Privacy Policy || Equal Opportunity Lender