At first glance we may look like any other financial institution, but take a closer look and you will find some important differences. 

The difference starts with you.  You are not just a customer.  You are a part owner and a member.  Our staff and board are committed to meeting your needs.  We are continuously preparing for the next opportunity to serve you.

In addition to all the traditional services, we offer many “extras” designed to make our services easy to use and available when you need them. 

More Hours!
Our Hy-Vee branch is open seven days a week.  Each weekday we are open long hours at all of our full-time offices.  Our drive-ups are open early and stay open late.  

More Account Access!
Your account can be accessed 24/7 from your telephone or your computer.  Use PAT, our Personal Automated Telephone Teller, to check your account balances,  transfer funds, find out if a check has cleared, and much more.   On the web, use www.citizenscu.com and CyberBranch-24, online banking, for up-to-date savings and loan rates, product and service details, loan applications, office and ATM locations, special offers, and more.

More savings!
Earn more interest on your savings.  Save money on our low loan rates.  Pay less for fee charged services. Get credit for your deposit from the time you make your deposit with no early cutoff times.

More convenience!
With our Open End lending program, we end the paper work jungle.  Our Open End lending is fast, easy and convenient. Whether you’re currently employed or retired, nothing beats the convenience of our direct deposit services.  Your paycheck or social security check gets automatically deposited into your account.  You don’t have to worry about your check getting lost or stolen; plus, you don’t have to wait in line to deposit it.

We strive for excellence in all we do.  Join us today and discover the difference at Citizens Community Credit Union!