Credit Life Insurance

For a low monthly fee added to your loan, credit life insurance pays the insured balance of your loan, up to the policy maximum, in the event of your death. This ensures your family will not be left with your loan debt. Ask your loan officer for details on your next visit.

Credit Disability Insurance

In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. For full policy details ask a credit union representative.

Mechanical Breakdown Protection

MBP is a high-quality, comprehensive coverage that pays for the cost of parts and labor for any covered vehicle mechanical repair. It provides the needed protection at the time the member’s vehicle is most likely to require repairs. MBP offers a matrix of terms and levels of coverage to fit member’s needs based on how long they plan to keep the vehicle and how many miles they drive each year.

GAP

GAP is designed to protect members against financial loss in the event their vehicle is stolen and isn't recovered or is totaled in an accident and can't be repaired. GAP covers the difference between the borrower's outstanding loan or lease balance and the actual cash value of the vehicle (primary insurance company settlement) less any delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges.

Auto & Homeowners Insurance       Get Information here