IRAs - Individual Retirement Accounts

Citizens offers two different types of Individual Retirement Accounts – the Traditional IRA and Roth IRA. We also accept rollovers from qualified retirement plans. Interest is tax deferred on these accounts, and contributions may be tax deductible. Consult your tax advisor for more information. Your IRA can be invested in certificates of deposit or a variable savings account. Click on "more info" for current rates and disclosures.

IRAs are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. IRAs accounts are insured separately from non retirement savings accounts.

Current rates