Convenience Borrowing

Rates

Like most people, you can’t wait to enjoy the things that loan proceeds can provide, like a new car, a dream vacation, or a new RV for your family’s camping trips. At Citizens, we end the paperwork "jungle" and make the lending process fast, easy, and convenient. That’s why we adopted Open-End lending.

Open-End lending offers many advantages over the typical closed-end system because it’s simple and easy to use. Here’s how it works.

When you first sign up for Open-End lending, you’ll complete an agreement, sign the application, and receive all the legal disclosures required – all at one time. After that, future unsecured advances are a snap and usually available with a phone call, letter, or other notification. In addition, it speeds loan pre-approvals, eases payment protection enrollment, reduces paper work, and streamlines other loan and deposit services.

So if you’re thinking about a loan but are holding back because of loan paper work hassles, give us a call at any of our seven office locations. Or apply online by clicking on “Loan Application”. We’ll get you set up on Open-End lending, and from then on it will be convenience borrowing.