Vehicle Loans

Rates      Loan Calculator     Apply for a loan              

• Low Rates
• Great Terms
• Pre-Approval
• Automatic payments
• New or used
• Refinance to save

Whether you are looking to finance a new or used model car, truck or van – or just refinance the vehicle you have, Citizens Community Credit Union can save you money. Citizens has adopted a merit-based system for determining rates. This means the better your credit experience, the lower the rate you will receive.

Great terms – Flexible payment schedules allow you to pay for your vehicle up to 66 months. We have convenient payment plans to fit your budget.

Pre-approval– Know your loan is pre-approved before you shop.

Automatic payments – Set your payments up for automatic withdrawal from your credit union accounts – no more check writing hassles or watching the calendar to see when your payment is due.  Other automatic payment options are electronic transfers and payroll deductions.

New or used – Whether the vehicle is brand new with zero miles on it or used with many miles, you will receive a low rate based on your credit qualifications.

Refinance to save – Now is a good time to refinance vehicle loans you currently have at other financial institutions with a low cost loan from Citizens.

It’s easy to apply for a loan at Citizens.  Just click “Apply For Loan” at the top of this page. Of course, you can call or stop by any one of our offices to apply.

Established members receive loans within a matter of minutes. New members can apply the same day they join. Members in good standing may have more than one loan. Eligibility for additional loans is based upon, but not limited to, credit report and the capacity to make additional loan payment(s).