Mobile Banking

Download our FREE Mobile Banking App on the App Store or on Google Play! Once you’ve set it up, simply log in for an at-a-glance view of your balances, to review transactions, transfer money, send payments, pay a bill, make a deposit, view branch locations and hours and more–all from your smartphone or tablet! Mobile Banking is like having a branch office right in your hands for 24/7 convenience.

Note: you must be enrolled in Online Banking to use our Mobile Banking App.


Mobile Check Deposit

Need to make a deposit while on the go? Now you can deposit checks electronically by simply snapping a photo of the check using our Mobile Banking App! Deposits are quick, convenient and secure.

  • Mobile check deposit is free to use and available to all members 18 years or older.
  • Citizens reserves the right to revoke mobile deposit at any time.
  • Mobile deposit limit is $5,000/check and $5,000/daily.
  • Checks must be submitted before 3:30 PM to be credited the next business day. Mobile deposits are not processed on weekends or holidays.
  • The following types of checks are not accepted:
    • Checks with computer generated endorsements
    • Checks made payable to yourself from yourself
    • Checks from a joint owner made payable to a primary owner or payable to themselves

To endorse checks accurately*, please sign your name as the payee and check the box that says “CHECK HERE FOR MOBILE DEPOSIT”.

OR, if it does not have the option to check the box, please sign your name as the payee and include the words “For Mobile Deposit to Citizens” on the check.

*Without proper endorsement, we reserve the right to reject a check for deposit. Checks payable to you and from you are not accepted. All funds are not immediately available.


Mobile Bill Pay

Whether you’re traveling, out of town or simply away from your computer, making and managing payments using your smartphone is easy, secure and convenient with Bill Pay on our mobile banking app!