Consumer Loans

Apply for a LoanCitizens is currently offering 90 days of no payments on all new loans (excluding DPLOC and mortgages)!*

Whether you are getting ready to buy a car or refinance your home, Citizens has a loan option for you! We’re here to lift you up by providing the loans and financing options you need to reach more of your goals. From mortgages to vehicle loans and lines of credit loans, we’ll guide you toward the option that’s tailor-made for your situation. With competitive rates that we offer as a not-for-profit institution, you’ll know you’re getting the best value for your money.

No matter what type of loan you are considering, Citizens will offer you responsive service, assistance in understanding your options, a timely decision, and a competitive rate. Best of all, you will be working with a credit union that knows and values you and is committed to meeting all of your financial needs for years to come.

  • Low rates (based on credit)
  • Terms to fit your needs
  • Online applications
  • Automatic payments
  • Pre-approval
  • Easy, convenient online balance information


Auto/Vehicle Loans

For anything that rolls or floats, we’ll get you on the road quickly while saving you money on loans for cars, RVs, boats, ATVs, motorcycles and more.


Home Loans

Whether you’re buying a home, refinancing your mortgage or doing a home improvement, our home options deliver fantastic value with money-saving rates and online applications.


Personal/Signature Loans

When you need a financial boost, our affordable loans can help you achieve your goals, and more of your money works in your best interests with our low rates.


Share Secured Loans

Get the extra funds you need by borrowing against the value of your Citizens savings accounts or certificates while your money keeps growing.


Credit Cards

Choosing the right credit card is easier than ever! We’ve partnered with Elan™ Financial Services to offer four great personal credit card options for our members. Click here to learn more. 


* All loans subject to credit approval, with membership eligibility required. Exclusions may apply. Interest will accrue until the first payment is made. Federally insured by NCUA.