Privacy Policy & Disclosures

To view our Privacy Notice, please click here. If you have any questions about our Privacy Notice, please contact us at (515) 955-5524. Click here for a mail-in opt-out form.


Disclaimer of Warranties and Assumption of All Risks

Your access or use of this website or any link on this site implies your agreement with and consent to the following:

All of the information, materials, services, and features contained in, or which you access through, this website are provided on an “as is” basis, and Citizens Community Credit Union makes no express warranties of any kind, and expressly disclaims any implied warranties, with respect to such information, materials, services or features, including, but not limited to, warranties of merchantability or fitness for a particular purpose; or any warranties pertaining to computer viruses or other perils, and in no event will Citizens Community Credit Union be liable for damages of any kind whatsoever, including, but not limited to, any direct or indirect, special, incidental, consequential or punitive damages, or lost profits arising in connection with your use of this website, or your reliance upon any information, materials, services, or features contained in, or accessed through, this website, even if we have been advised of the possibility of such damages or losses.

Your use of, or reliance upon, this website, or any information, materials, services, or features contained in, or accessed through this website shall be at your sole discretion and risk and you fully understand, accept, and assume such risk.


Links to Other Websites

Our website may contain links to other websites. Such links are not endorsements of any products or services in those sites, or any information displayed therein. We are not responsible for the content, accuracy, or opinions expressed in other websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us. Links to other websites through our website are provided solely for the purpose of providing convenient navigation to information or services which you may, or may not, find useful or correct. When accessing such websites through our website, or relying upon any information, product or services contained therein, you are doing so at your sole risk, and you fully understand, accept, and assume such risk. Be aware that privacy and security policies of these websites may differ from Citizens.


Governing Law, Jurisdiction and Venue

Your access to and use of our website are governed by and will be construed in accordance with the laws of the State of Iowa to the extent not pre-empted by federal law. In the event that any provision of these terms is held unenforceable, it will not affect the validity, or enforceability of the remaining provisions. Any dispute or controversy concerning or relating in any way to our website, including the breach or validity of any term hereof, shall be finally settled by arbitration under applicable Iowa law before a single arbitrator in accordance with the Commercial Arbitration Rules of the American Arbitration Association then in effect.