Savings Rates

Account TypeDividend RateAPY*Minimum Balance
to Open
Minimum Average Daily
Balance to Earn
Basic Share Account0.05%0.05%$25$100
Kirby Kangaroo Club0.05%0.05%$25$100
Christmas Club**0.05%0.05%None$0
Vacation Club**0.05%0.05%None$0

Money Market Accounts**

Account BalanceDividend RateAPY*Minimum Balance to Open
$2,500-$9,9990.60%0.60%$2,500
$10,000 - $24,9990.70%0.70%$10,000
$25,000 - $49,9990.80%0.80%$25,000
$50,000 - $99,9990.90%0.90%$50,000
$100,000+1.00%1.00%$100,000

*Annual Percentage Yield (APY). Maintenance or activity fees may reduce earnings. APY accurate as of 2/1/2022 and is subject to change without notice. Federally insured by NCUA.

**Must have Basic Share Account with minimum balance of $25 to open these secondary accounts.