Refer Your Friends & Family!
Spread the Word and Earn Cash!
Share the benefits of banking with Citizens Community Credit Union and earn extra cash! When you refer friends or family, you’ll receive $50—and they’ll get $50 too!
It’s easy to get started:
- Pick up a referral card at any of our locations and give it to your friends or family.
- Or, just have them mention your name when they stop by to open a new account.
For more information, call us at (515) 955-5524 or visit any of our locations.
New Members: Open a REWARDchecking account and earn up to 4.01% APY*—plus enjoy great features and services right from the start. You’ll automatically qualify for these benefits during your first month!
$50 bonus is paid to current member’s REWARDchecking account after new referred member opens a REWARDchecking account. Bonus will be reported for tax purposes; consult your tax advisor.
$50 bonus is paid to new member’s REWARDchecking account after opening a REWARDchecking account along with presentation of referral form or mention of referral from current member or advertisement. An initial deposit of $25 is required to open share account and maintain membership. Must be 18 years or older, with no closed account within the last six months, and live or work within field of membership to qualify. Bonus will be reported for tax purposes; consult your tax advisor.
*Annual Percentage Yield (APY). No minimum to open account. No monthly service charge. Maintenance or activity fees may reduce earnings. REWARDchecking rate tiers are as follows: 4.01% Annual Percentage Yield (APY) applies to balances of $.01 – $25,000, and 0.75% APY applies to balances over $25,000, as long as qualifications are met each month. 0.05% APY applies to all balances if qualifications are not met. Qualification requirements are enrollment in eStatements, 10 debit or credit transactions posted and 1 direct deposit or automatic payment posted each monthly statement cycle. APY accurate as of 11/1/25 and is subject to change without notice. Federally insured by NCUA.

